Quad Bike Insurance Cover and Offroad 4x4 Bike Insurance

Road use quad bike cover and off-road quad bike insurance can cover either of the main uses of your quad bike, so whether you need to use it on the road or off-road we have got you covered.

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Why you may need cheap multi bike insurance

If you have a number of motor bikes then you may obviously be keen to find cheap multi bike insurance – particularly so now that the option just not to insure bikes you regard as being off-road, may no longer be viable as it once was before the rules changed. Although the new SORN (Statutory Off Road Notification) procedure has been around for some time, it may be worth looking at what it may mean for multi bike owners:

  • in the old pre-SORN days, the DVLA and the law accepted that insurance was typically only required if your vehicle was being used on the public road and in possession of a road tax disc;
  • the net effect of that meant that typically, if your bike was off the road, then you may not have been legally obliged to keep it insured – though it may still have been a smart move to do so;
  • the SORN legislation and procedures have changed this and from a typical legal point of view, you may now be obliged to maintain a minimum of third party liability motorbike insurance even if your bike is not being used on the road;
  • if you have a number of bikes then these changes may have a significant effect on your insurance budget and may mean that finding cheap multi bike insurance cover has become even more important for you;
  • the good news though is that when looking for a multi bike insurance quote, motorcycle insurance specialists may be able to help;
  • there are specialist providers of multi bike insurance cover who may be able to provide you with a deal that may be more cost-effective for you than sourcing insurance for all of your bikes on an individual basis;
  • as well as cost savings you may also save a bit of time in just having to deal with one point of contact for all of your bike insurance needs;
  • the costs benefits of this type of cover arise primarily from the principle that you can only ride one bike at a time and since the cost of motorcycle insurance is significantly influenced by how far you actually ride your bike each year, the same level of cover is therefore not required for the bikes that you are not using;
  • the specialist providers may also be very aware that what may turn out to be an appropriate and cheap multi bike insurance policy for you may not be the same as a policy they may source for someone else – bikers and bike are just too different.